Construction Loans for Building Your Dream Home

Adam Buttermore | Houston Loan Officer & Mortgage Lender | Licensed in TX, IN, FL & TN

Adam Buttermore is a Houston-based mortgage lender with 20+ years of experience helping homebuyers, refinancers, and investors secure the right loan with confidence.

At Adam Closes, we help homebuyers bring their dream homes to life with simple, flexible construction loan options. Whether you’re building from the ground up or starting a custom project, our team provides clear guidance and dependable financing through every stage — from breaking ground to getting your keys.

A construction loan covers the cost of land, materials, labor, and permits, releasing funds as your build progresses. Once construction is complete, it can easily convert into a long-term mortgage, simplifying the entire process. Our goal is to keep your project on time, on budget, and stress-free.

With over two decades of lending experience, Adam understands the unique challenges of construction financing. He and his team ensure your loan process runs smoothly, keeping communication open between you, your builder, and your lender. Build your home with confidence, backed by experience and personalized service.

Why a Construction Loan Might Be Right for You

 

Construction loans offer flexibility, control, and peace of mind — giving you the financial foundation to turn your home plans into reality with confidence.

Custom Financing
Tailor your loan to match your build timeline and project goals.
Convenient Conversions
Easily transition your construction loan into a long-term mortgage once your home is complete.
Stage-Based Funding
Funds are released as your project progresses, keeping your build organized and efficient.
Expert Oversight
We coordinate closely with your builder to ensure a smooth and transparent experience from start to finish.
Construction loans are ideal for those ready to build a home that fits their lifestyle perfectly, supported by clear communication and trusted expertise.

What to Expect from Our Construction Loan Process

 

We guide you from lot selection to final inspection, managing each phase of your construction loan with precision, transparency, and consistent communication.

Quick Welcome Call

We start with a quick introductory call to understand your goals and answer your questions.

Complete our secure online application and upload your documents at your convenience.

We run a soft credit check with no impact on your score and issue a pre-qualification if possible.

With pre-qualification in hand, you can shop confidently and get your home under contract.

Once under contract, we work quickly to close your home, usually within 30 days.

Want to Know What Loan Option Is Right for You?

 

Building a home is one of life’s biggest milestones — and you deserve a lending partner who understands every step. Adam helps makes construction financing simple, organized, and built around your timeline.

We’ll help you navigate budgets, builder coordination, and loan milestones with confidence and care. Call today or fill out the form below to start your construction loan pre-qualification.

Frequently Asked Questions

How does a construction loan differ from a traditional mortgage?
Construction loans are short-term loans used to finance the building of a home. Funds are disbursed in stages as construction progresses rather than in a single lump sum.
Construction financing typically requires stronger credit, often 680+ depending on the lender. Financial reserves and stable income are also closely evaluated.
Yes, most lenders require a licensed and approved builder. Owner-builder programs are limited and subject to stricter underwriting standards.
Many programs offer construction-to-permanent financing, allowing the loan to convert into a long-term mortgage after completion. This avoids a second closing and additional fees.

Find out your home loan options today

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