Land-Only Loans for Future Home Projects
Adam Buttermore | Houston Loan Officer & Mortgage Lender | Licensed in TX, IN, FL & TN
Adam Buttermore is a Houston-based mortgage lender with 20+ years of experience helping homebuyers, refinancers, and investors secure the right loan with confidence.
At Adam Closes, we help buyers take the first step toward their future homes with flexible land-only loans. Whether you’ve found the perfect piece of property to build on later or you’re investing in land for future development, we make financing simple, clear, and efficient.
A land-only loan allows you to purchase vacant land without committing to immediate construction, giving you time to plan, design, and build when the time is right. These loans are ideal for buyers who want to secure property in desirable areas before prices rise or availability changes.
With more than 20 years of lending experience, Adam and his team walk you through every step — from evaluating zoning requirements to understanding loan terms and repayment options. Our goal is to make purchasing land straightforward and stress-free, so you can focus on your long-term vision for your future home.
Why a Land-Only Loan Might Be Right for You
Land-only loans give buyers flexibility and control, making it easier to invest in property now and decide how to develop it later — all with simple, transparent financing.
What to Expect from Our Land Loan Process
From application to closing, our team simplifies each step — reviewing property details, zoning, and eligibility to ensure your land purchase is fast, clear, and seamless.
Quick Welcome Call
We start with a quick introductory call to understand your goals and answer your questions.
Complete Your Secure Online Application
Complete our secure online application and upload your documents at your convenience.
Get Pre-Qualified With a Soft Credit Check
We run a soft credit check with no impact on your score and issue a pre-qualification if possible.
Shop for Your Home and Get Under Contract
With pre-qualification in hand, you can shop confidently and get your home under contract.
Close on Your Home
Once under contract, we work quickly to close your home, usually within 30 days.
Want to Know What Loan Option Is Right for You?
Buying land is the first step toward creating your dream home or future investment. Adam, makes the process simple and transparent with personalized land loan programs designed to fit your plans.
Whether you’re purchasing your first piece of property or expanding your portfolio, we’ll walk you through every detail with care and clarity. Call today or fill out the quick form below to start your land loan pre-qualification.
Frequently Asked Questions
Can I finance raw land with a mortgage?
How much down payment is required for land financing?
Are interest rates higher for land loans?
Can I use a land loan to build later?
Find out your home loan options today
apply now